Groupe Renault - 2020 Universal Registration Document

57 GROUPE RENAULT I UNIVERSAL REGISTRATION DOCUMENT 2020 01 OVERVIEW OF RENAULT AND THE GROUP GROUPE RENAULT GROUPE RENAULT: A COMPANY THAT ACTS RESPONSIBLY CORPORATE GOVERNANCE FINANCIAL STATEMENTS RENAULT AND ITS SHAREHOLDERS ANNUAL GENERAL MEETING OF RENAULT ON APRIL 23, 2021 ADDITIONAL INFORMATION The strength of the group’s balance sheet is also evidenced by very low market risks (interest rate, currency and counterparty risks), which are monitored daily on a consolidated basis. RCI Banque’s overall sensitivity to the interest rate risk remained below the €50 million limit set by the group. At December 31, 2020, a 100-basis point rise in rates would have an impact on the group’s net interest income (NII) of: +€4.3 million in EUR; P -€0.6 million in BRL; P +€0.6 million in KRW; P -€0.3 million in GBP; P -€0.1 million in PLN; P +€0.2 million in CZK; P +€0.5 million in CHF. P The absolute sensitivity values in each currency totaled €9.44 million. The RCI Banque group’s consolidated foreign exchange position (1) totaled €5.8 million. Mobility services 1.1.5 On October 9, 2019, Groupe Renault created Renault M.A.I (Mobility As an Industry) to accelerate its development in new mobilities and form strategic partnerships. without drivers (Renault MOBILITY, Zity in Madrid and then Paris, Marcel), and by making highly targeted acquisitions and equity investments in various start-ups specializing in this field (Karhoo, Yuso, Como, iCabbi, Glide.io). To anticipate and support profound changes in lifestyles and consumption patterns, Groupe Renault has for the past four years been committed to developing new shared mobility services, with or Renault M.A.I. (Mobility As an Industry) is a subsidiary dedicated exclusively to new mobilities. Foreign exchange position excluding equity investments in subsidiaries. (1)